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Investments

Hanson Investment Service

Experts agree that an important factor in investment performance is asset allocation. A good well balanced portfolio will have a mixture of cash deposits, fixed interest securities, stock market funds and perhaps property. The reasoning is that different asset classes perform well at different times according to different economic conditions. Hence, diversification reduces the overall risk in terms of the anticipated returns.  

Risk Profiling

Our clients’ funds have different risk profiles based upon a scale of 1 to 10 with 1 being the lowest risk. An important early stage of the Hanson Investment Service is to understand your own personal attitude to risk. This will enable us to identify the right balance between risk and reward that you will be comfortable with. We’re all different and indeed we can often adopt different risk profiles to our different objectives.

Fixed interest securities such as gilts have a lower overall risk profile than stock market funds and so a client with a personal risk profile of ‘4’ for example will have a greater proportion of fixed interest funds in their portfolio than a client with a risk profile of ‘7’ for example.

Tax Wrapper

Our advisers will identify the most appropriate combination of tax wrappers for your investments based upon your current objectives and anticipated plans. Such as ISAs, Unit Trusts, Investment Trusts, OEICs, Insurance Bonds, or Pension funds etc. We’ll consider government initiatives such Enterprise Investment Schemes and Venture Capital Trusts; however we won’t involve our clients in tax avoidance schemes.

Ongoing Service Levels

If you have money invested it is vital to monitor its performance. You wouldn’t leave your cash unattended so why leave the performance of your investments unchecked? We have different service levels dependent upon the needs of our clients and the size of their portfolios. At the very least we recommend an annual review to check that your risk profile is still matched to the risk profile of your funds.

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Our service proposition

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“Good performance levels and fair charges combined with correct asset allocation are the key ingredients” 

Who can help?

Greg Poole

Independent Financial Adviser

Stephen Cook

Chartered Insurer

If you would like and advisor to contact you please fill in the form below or Contact Us