  |
 |
Mortgage Calculator
This research tool allows you to input some basic information and then search the whole of the market to find available deals. It is updated daily with any changes to lenders criteria or interest rates. It will give you the monthly payments, application fees and even the total costs over two, three and five years.
This tool may take up to 10 seconds to load dependent upon the speed of your connection.
For more information on mortgages, please view our E@sy Guide to Mortgages here.
Personal Mortgages
Finding the right mortgage advice is not always easy. Our whole of market mortgage advisors use comprehensive research tools to sift through the maze. Whether you are looking for first time buyer’s mortgage advice, remortgage advice or moving home we are here to help. Our mortgage advisors use their knowledge and experience to make their recommendations which are designed to save you money as well as time.
Arrange your borrowing in advance and ensure that you are getting the best deal for your personal circumstances. House hunt with confidence!
Not a perfect credit history?
Don't worry as this is not as uncommon as you may think. Mortgage lenders are far more sympathetic than they used to be and you can borrow up to 95% even if you have had a few problems in the past. Most lenders are likely to offer lower loan to value lending dependent upon the level of previous problems. Just talking to someone about it can lift a weight from your shoulders. Call us on 0191 495 2254 or freephone 0800 881 8085 or complete the enquiry form. We will see how we can help. Alternatively, you could use some of the following tools, to complete the research yourself to find a product to suit your requirements. Unlike many brokers we do not charge an additional broker fee for our services. We are paid commisssion by the lenders for our work. If you choose to pay us a fee instead (typically 0.5% of the loan) we will rebate the commissions to you.
We provide a mortgage quote and decision subject to valuation totally free of charge.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
For our mortgage advice, we can be paid by commission or a fee of typically 0.5% of the loan amount
The FSA do not regulate some forms of mortgages.
Why use a Mortgage Broker?
Choosing a mortgage has never been easy, but in recent years the demand for mortgage products has increased. Gone are the days when the major decision you had to make was between a variable and a fixed rate. Now, every lender seems to have a number of different product, from offset mortgages that set your savings interest against your mortgage interest, to self-certification mortgages for the self-employed, cash backs, discounted rates, fixed rates, stepped fixed rates, etc. etc. etc.
Making sense of all the different options and working out which is best for you is where Hanson Wealth Management comes in.
A mortgage broker is basically a financial adviser with specialist knowledge of the mortgage market. They have access to special mortgage deals that won't be available directly from the lender and so should be able to get a better deal than a consumer doing their own mortgage research. They will also save you a great deal of time and energy.
We have a specialist department that takes enquiries by telephone or over the internet. An authorised adviser will then telephone to ask a number of questions (which takes about 15 minutes) to obtain more detailed information on your requirements and answer any questions that you may have. The research team will then search the whole of the market using our state of the art technology to find the most appropriate deals for you. If you are happy with the quotations provided then we can handle your mortgage from application through to completion. We can arrange face to face meetings with advisors or we can take care of everything using e-mail and telephone. The choice is yours.
We have a community of independent financial advisers based throughout Scotland, England, Wales and Northern Ireland as well as a variety of services available over the telephone or via the internet. So even if you are not based near to one of our branches, we can still ensure that you will get quality independent financial advice from our IFA team.
Call today on 0191 495 2254 or freephone 0800 881 8085
9am - 5pm Monday to Friday or leave a message outside of these hours and we will call you back.
Hanson Wealth Management is a trading style of Hanson Financial Partners Ltd, which is authorized and regulated by the Financial Conduct Authority. Hanson Financial Partners Ltd is entered on the FSA register under reference 529347. The information contained within this site is intended for UK consumers only and is subject to the UK regulatory regime.
