Investments Advice - Help with choosing a fund to suit you

Investments, Isas

Fair charges, good investment performance, regular reviews and correct risk profiling are the ingredients for an appropriate investment portfolio.

We are independent investment advisers and can therefore help you with all new or existing investments and isa portfolios. Where appropriate, we use online investment platforms which allow clients access to their fund information over the internet.

Call us today on 0800 881 8085 or request information online here.

Investment Terms

Types of investments

You may have heard of all sorts of investments - ISAs, shares, property, unit trusts - the list goes on. However, the best way to understand investments is to think about investing as having three 'layers':

The underlying investment itself will fall into what are referred to as asset classes. There are four main asset classes - shares, bonds, property and cash deposits. You can invest in each of these directly if you wish.

Pooled investments. This is when you put your money with other investors to invest in one or more of the above asset classes. This spreads your risk and saves on costs. Open-ended investment funds, investment trusts and life assurance bonds are the most common pooled investments.

Tax wrappers. These are tax breaks that you can - subject to certain rules - wrap around your investment, either to shield it from some or all tax. The wrapper can be around either the underlying investment or the pooled investment. The two most common tax wrappers are ISAs and pensions.

Finally

Make sure you understand what you are signing up to - especially the risks - and that it is right for you.

Check out the impact of charges on your investment fund.

Remember to check how your investments are performing regularly, say, once a year.

Go for safer investments as you get closer to retirement if you are making your own investment decisions.

Make the most of the tax breaks that are available.

Contents

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Investment Advice

We have a community of independent financial advisers based throughout Scotland, England, Wales and Northern Ireland as well as a variety of services available over the telephone or via the internet. So even if you are not based near to one of our branches, we can still ensure that you will get quality independent financial advice from our IFA team.

Call free today on 0800 881 8085

9am - 5pm Monday to Friday or leave a message outside of these hours and we will call you back.

Hanson Wealth Management Limited is an appointed representative of Hanson Financial Partners Ltd, which is authorized and regulated by the Financial Services Authority. Hanson Financial Partners Ltd is entered on the FSA register under reference 529347. The information contained within this site is intended for UK consumers only and is subject to the UK regulatory regime.